Michigan Workers' Compensation Lawyer
Personal injuries are often unexpected occurrences, and sometimes they can be instantly life-altering for victims. When it’s a workplace injury, it can be even more difficult for the victim and their loved ones. Not only must the injured worker worry about healing and recovering, but the added stress over recouping lost wages and covering medical bills is often overwhelming for victims of work related injuries on the job.
Victims of workplace injuries who are unable to continue working due to the injuries sustained on the job should seek legal counsel immediately. The injured worker should never unwittingly sign documents or attempt to face their company or insurance company on their own without first discussing the circumstances with a legal professional. In order to ensure equitable and fair treatment during workers’ compensation claims, having the backing of a strong legal team is crucial.
Experienced workers’ compensation attorneys are here to help alleviate that stress from Michigan residents who have been injured at work. The firm strives to provide workers in the state of Michigan with the most knowledgeable, thorough, and engaged workers’ comp lawyers in the state.
Michigan Workers’ Compensation Law
Workers’ compensation is a system that requires employers compensate workers for any injuries suffered during the course of the worker’s employment, regardless of who was at fault for the injury. While nearly all employers in Michigan are subject to Michigan’s Workers’ Disability Compensation Act, the amount a worker can recover can be limited, and some victims of an on the job injury aren’t aware of these limitations. Victims of work related injuries in Michigan have several things to keep in mind after getting hurt on the job as it relates to workman’s compensation. Lost wages is a big factor. Many injured workers typically get just 80 percent of their average salary on their workers’ compensation claim. The impact of that financial shortfall of 20 percent can often leave many households and families stretched beyond their means after just a week or two. These wage loss benefits can be determined using an online calculation tool offered by the Michigan Workers’ Disability Compensation Agency.
In addition to wage loss, the cost of medical treatment can add up quickly. While the bulk of these costs should be covered by workers’ comp in many circumstances, there are cost containment rules that could impact how much medical care is covered under the insurance claim. Workers’ compensation also provides vocational rehabilitation in most circumstances. Vocational rehabilitation could include adjusting the worker’s current job to aid in the worker’s return, or perhaps to assist in getting the victim a new job.
Michigan Workers’ Compensation Legal Advice
What is workers’ compensation insurance? When a person is injured at work and unable to continue working or earning a living for themselves and their family as a result of the injury, workers’ compensation insurance is meant to keep them financially afloat during their recovery. Workers’ compensation benefits are meant to pay for unexpected medical bills and lost wages resulting from workplace accidents and workplace injuries. Workers or employees do not pay for workers’ compensation insurance, and there aren’t any payroll or paycheck deductions for workers’ compensation.
Becoming familiar with all the details about workers’ compensation isn’t realistic for most people facing a workplace injury. Employers and insurance companies know most workers’ compensation claimants are uneducated about workers’ comp law. Employers and insurance companies can sometimes take advantage of that ignorance and they can make it difficult for workers to make a fair insurance claim and receive these benefits.
As an injured worker who requires urgent medical care or ongoing medical treatment, it can be tough to also be saddled with the burden of navigating through the complexities of workers’ compensation law. Lost wages and compensation loss during this time doesn’t help matters. Recovering from these workplace injuries should be your top priority.
Michigan Workplace Injuries
Workplace injuries are different for everyone. When people think about workers’ compensation benefit recipients, they might automatically think of someone who fell from a ladder and sustained a major leg injury or someone who was electrocuted on the job. What people tend to forget about are injuries that are sustained over a long period of time while at work. For example, carpal tunnel syndrome is a costly injury and can often be caused by repetitive work tasks. Severe sufferers of carpal tunnel syndrome often cannot accomplish simple, basic daily tasks because the pain and inflammation is too extreme. Employees could file a workers’ compensation claim with their employer to recoup those lost wages and pay for any possible medical bills. In cases that involve accident related trauma, compensation might be available through a personal injury lawsuit.
Consulting with an experienced attorney could help victims recover more in compensation and restitution. Unfortunately, not every employee is granted workers’ compensation claims, but employers are still just as liable in ensuring workplace safety for their employees and workers.
Some examples of Michigan workers who may not be covered for workers’ compensation under state law are:
- Some real estate agents or mortgage brokers
- Some agricultural workers
- A segment of small employers
- Some domestic employees
- Some railroad workers
- Undocumented workers
What you need to know about workplace accidents
Workplace accident cases can be incredibly complex. They require a specialized legal understanding that comes with education and experience. It’s not uncommon for a person recovering from a workplace accident to feel unsure about how to best proceed with their employer and insurance agent in the aftermath of an accident. Without legal representation, an injured worker can be exploited and treated unfairly. Employers might attempt to deny wage replacement or reimbursement for medical care, for example. Unfortunately for the injured or sick employees and their families, they aren’t in a position to be on the offensive after such an ordeal, and their weaknesses are used as a weapon against them without proper legal defense.
Do I have a Michigan workers' comp case?
Determining whether or not you have a workers’ comp case in Michigan depends on several factors. If you were injured on the job, it’s important to act swiftly and report the accident to your employer as soon as possible. Workers’ comp benefits are afforded to any worker who is injured when the worker is “on the clock” and working during their scheduled work hours. Workers’ comp benefits operate on a no-fault system, so regardless of who was at fault when the accident and injury took place, you as the worker and victim of injury wouldn’t be held liable. Even with these great laws, some companies and businesses try to circumvent the system designed to protect and shelter workers during injury. It is precisely because of these unscrupulous insurance agencies and employers that lawyers and attorneys must evaluate workers’ compensation claims to ensure fair and reasonable terms are being met.
Our clients Say it the best
“This firm’s professionalism far exceeds the normal verbal and written communications expected from a law office. They could not have done a better job with the matters concerning my case and I would highly recommend them.”
“When the attorneys at the Mike Morse Law Firm represented me, we were not just a number, we were family. They really cared about what I was going through. I could not have asked for better people to work on my case.”
“I think very highly of Mr. Morse’s office and would recommend them to anyone. It starts with the great feeling you get when you come to the office for the very first time and it has continued with the excellent customer service they always provided . I don’t even need to ask questions because the attorneys and paralegals are so on top of their jobs. They have always been there for me. I have a warm and friendly feeling anytime I stop in. It feels like home.”