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Michigan’s Largest Personal Injury Law Firm


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Car Accident

Why Choose Mike Morse Law Firm?

Mike Morse Law Firm was founded in 1995 and is the largest personal injury law firm in Michigan. Our car accident attorneys are experienced, compassionate and dedicated to helping Michigan accident victims receive the justice they deserve. Our expert support staff at Mike Morse Law Firm, combined with the firm’s legal expertise, makes our team a powerful, winning advocate for car accident victims.

Our accomplished attorneys at Mike Morse Law firm are dedicated to protecting the rights of our clients, including the right to have skilled and competent legal representation, regardless of economic status. Mike Morse Law Firm believes all victims deserve justice, and has put in place a No Fee policy. We require no upfront fees to start a claim, and collect no payment until compensation is won.

The emotional and physical pain from a serious automobile accident can be overwhelming, not to mention the financial burden it places on the whole family. If you have been injured in an accident but worry that you can’t afford an attorney, Mike Morse Law Firm is here for you. Let our compassionate, hard-working team at Mike Morse Law Firm answer your questions and explain all of your options. Call 855-MIKE-WINS for a free consultation.

A serious automobile accident negatively impacts individuals and families immediately, and may leave victims with long-term needs. It is critical to hire a law firm with the resources, compassion and experience to successfully settle your case so that your needs are met today, and into the future. Mike Morse Law Firm has successfully settled thousands of cases and has won over $1 billion dollars in compensation for their clients. If you have been injured in a car accident, call Mike Morse Law Firm for help. Available 24 hours a day. 855-MIKE-WINS.

No Win, No Fees Guaranteed. That’s our promise to you. That’s right. You don’t pay a dime until we settle your Michigan accident case! Speak with attorney Mike Morse and his team at 855-MIKE-WINS

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What to do After a Car Accident

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Trusted and Recommended

I’d like to thank Mr. Morse and the entire staff for the wonderful job they all did in bringing me such a large settlement. I will recommend this law firm to any and all who may inquire about the matters of personal injury. I’d like to thank Julie and Debbie for all their calls and contributing work, and JoAnn. God bless you all.

Larry A.

Every person I was in contact with made me feel like I was important. The accident changed my life in a second. What do you do? Who can help you? I have no income now. Huge medical bills. Mike got on it within days. It was a true comfort to have them all backing me up.

Lisa H.

“Trisha was great at answering all of my questions. I didn’t waste any time and just went with the best. The haven’t managed to build such a reputable brand for no apparent reason, obviously they do a great job for their clients.”

Mike C.

Car Accident FAQ

Am I eligible for pain and suffering damages?

Pain and suffering damages are a type of non-economic damages meant to address an injured person’s physical and emotional suffering. Those with serious injuries that were not at-fault for their accident may be entitled to compensation for their pain and suffering. Insurance companies do not want to pay victims for this intangible damage. Hiring an experienced lawyer that will gather medical documentation and witness testimony is vital in building your case

How long do I have to file a claim after a car accident in Michigan?

In Michigan, you have one year to notify your no-fault insurance carrier of an accident. Depending on the exact facts of your accident you may have more or less time to notify and/or sue other parties. Some auto-accident policies have specific, shorter windows of time in which you must contact your insurance company or the police written into them. The best way to guarantee that you are aware of the best course of action is to call a lawyer who has experience handling Michigan car accident cases as soon as possible.

When should I contact my insurance company?

You should call your insurance company immediately after a car accident to report any damage to your vehicle or injuries to your person. Reporting any injuries early is essential if you intend to apply for no-fault benefits, as insurance companies may try to deny the existence of any injuries not reported in a timely manner. Your insurance company may also be able to help you arrange repairs for your vehicle. It is important to remember, however, that your insurance company wants to pay you the lowest amount of damages possible and to be careful with how you approach them. An auto accident attorney can help guide you through these interactions and safeguard your rights.

How much does it cost to hire a car accident lawyer?

At the Mike Morse Law Firm, we work on a contingency fee basis. That means you pay us no money until we win your case. There are no fees or charges to have us start working on your case. We only get paid when you receive your settlement check.

What can a Michigan car accident lawyer do for me?

A lawyer can help you understand your rights after a car accident in addition to negotiating with your car insurance company and/or the negligent driver (and their insurance company) on your behalf and providing representation if your case goes to court. 

Insurance companies do not want to pay you anything beyond the bare minimum and they will employ every trick that they know to protect their own interests. Experienced lawyers like those at the Mike Morse Law Firm understand how these businesses operate and will fight to make sure that you receive the compensation you deserve. 

For more information on how a car accident attorney can help you, check out this article.

How long does a Michigan car accident case take?

There is no set timeline for car accident lawsuits, though the average is between a year and a half and two years. Keep in mind that every case is different and the length of time is dependent on the cooperation of the insurance company, the presence of appeals, and whether the case goes to trial. Calling an experienced attorney that will move your case along at the right pace soon after the accident is the best way to receive your settlement as quickly as possible.

What should I do after a car accident?

Take a moment to evaluate your surroundings and find a safe place–whether that’s your car or outside and away from traffic–from which to call 911. Law enforcement officers are equipped to provide first aid and will arrange other emergency services if they are necessary. Try to move your car away from traffic flow if it is possible and safe to do so as this will give emergency vehicles easier access to the crash site. 

Take pictures and exchange necessary identifying information such as your name, address, telephone number, and insurance details with the other drivers involved. Asking for contact information of witnesses is wise as well, as they may be able to provide testimony in your case. 

Call your insurance company so that they can begin working with you to address the accident and the damages done as soon as possible. 

See a doctor, even if you believe you are unharmed. Injuries from car accidents don’t always appear immediately after the crash. An examination by a medical professional can identify any issues and give you peace of mind. 

Call a lawyer. Having an experienced professional to guide you through the legal process is invaluable and can help you win higher compensation than the lowball offer insurance companies want you to accept.

For a more in-depth guide on what to do after a car accident, check out this article.

How much is my car accident case worth?

Car accident settlement amounts are dictated by a variety of factors including the extent of any injuries, damage to the vehicle, pain and suffering, as well as time missed at work. To receive a prediction of what monetary damages you could be paid after your car accident, check out our Settlement Calculator. Insurance companies will often offer you much less than what you may be entitled to. It is essential that you speak with an attorney in order to be sure you are getting the settlement you deserve.

What injuries are commonly found after a car accident?

Whiplash, concussion, broken bones, herniated discs, and joint issues are all common in victims of car accidents. In addition to physical injuries, those who have been involved in crashes often suffer from anxiety and other mental health troubles as a result of the accident.

If you were injured in a car accident, it is wise to seek medical attention. A healthcare provider will be able to both care and a report of your injuries that can be used if you choose to pursue legal action.

Should I contact a lawyer if no one was injured in the car accident?

Contacting a lawyer after a car accident, even if no one was injured, is very often a wise course of action. Lawyers can help you deal with insurance companies who don’t want to pay you what you’re owed as well as create documentation that can help you protect yourself if the other party decides to file a lawsuit. Additionally, if your car was damaged in an accident, a lawyer can help you navigate suing for property damage.

Should I call law enforcement to report an accident?

It is highly advisable to call local law enforcement after a car accident in Michigan. In addition to providing first aid and other forms or practical help, police will file a report of the accident. A police report contains identifying information and a description of the crash that may be helpful if you decided to file a lawsuit. Additionally, in some cases you may be legally obligated to report the accident.

How do I obtain an accident report from the police?

Police reports contain details about the circumstances of a car accident that can be useful for proving fault in a lawsuit. They can be retrieved from the statewide Traffic Crash Purchasing System for $10. As these reports require a high level of documentation, it can take several days for them to be completed and made available. It is important that you obtain a police report as soon as possible to ensure that it is accurate, complete, and detailed enough to be of use in your case. Once you have the report, be sure to get a copy to your lawyer so that they have the access to resources they need to build your case.

For more information on how to obtain an accident report, check out this article.

How should I deal with an insurance adjuster after a car accident?

When an insurance adjuster contacts you, make sure you clarify what company they represent. Talking to your own no-fault provider or a property damage adjuster is usually fine, but you should never speak with the insurance adjuster of the at-fault driver. They are simply looking for a way out of paying a settlement and may use your words against you if you speak with them. If you war not sure who you are talking to or are uncomfortable with the questions you are asking, you are always best off talking to an attorney before answering questions.

Who pays for property damage after a car accident?

Drivers who have insurance can submit a claim for property damage caused in a car accident. Depending on your type of coverage, this may or may not pay for all of the damage done to your vehicle. 

Michigan mini-tort claims are another avenue for drivers that are not at-fault to receive compensation for property damage. Under Michigan law, anyone who is 50% or more responsible for a car crash can be sued for up to $1,000. This provision enables uninsured or underinsured drivers to recoup some of their losses.

Additionally, if damage was done to property other than vehicles, no-fault insurance may cover it.

Should I hire a lawyer after a minor collision?

While some car accidents may seem minor enough to simply forget, it may be wise to speak to a lawyer afterwards. Injuries and vehicle damage can both become apparent days after an accident. The other driver could file a false claim against you even if all seems well immediately after the accident. Most personal injury law firms work on a contingency basis, meaning that they charge nothing to review your case. Contacting a lawyer after an accident, even a minor one, is often the wisest course of action. 

For more information on how a lawyer can help you deal with a minor collision, check out this article.

Can an injured passenger sue a negligent driver?

Yes, an injured passenger can sue any negligent drivers that caused an auto accident, including the driver of their car and any Uber, Lyft, or taxi drivers. An injured person should pursue a claim with the negligent driver’s insurance policy, even against a family member or friend. The driver’s premiums may go up as a result of the accident, but it is almost always worth it to have your injuries covered.

What should I do if injuries show up after a car accident?

It is very common for injuries not to show up immediately after a car accident. The rush of adrenaline a victim experiences after being hit can block out pain only for it to arise later. If you are experiencing pain due to a car accident, seeing a healthcare professional is the best way to receive proper treatment. Michigan law allows those injured in a car accident three years to file a claim. Even if it has been a while since your accident, if you are suffering from an injury sustained in a car crash, you should call an experienced lawyer as you may have a case.

What happens if the at-fault driver doesn’t have insurance or is underinsured?

Though Michigan law requires drivers to have no-fault insurance, many drivers still do not have coverage and many more have inadequate coverage. Uninsured/Underinsured Motorist (UM/UIM) insurance allows drivers to make a claim with their own company rather than being compensated by the negligent driver who may not have adequate funds to properly cover damages. If you intend on making a UM/UIM claim, we recommend contacting an experienced lawyer that can help you deal with the intricacies of your policy and claim. Additionally, if you were involved in an accident and did not have insurance of your own, you may still have a claim against the Michigan Assigned Claims Plan and/or the Michigan Automobile Insurance Placement Facility.

For more information on uninsured and underinsured collisions, check out this article.

How will my car accident affect my insurance rate?

Unfortunately, a car accident can make your insurance rate increase even if you are not found to be the at-fault party. Insurance companies calculate your rate based on a risk assessment and oftentimes, if the accident was very minor, drivers will opt to avoid reporting an accident to their insurance provider to prevent their rates from rising. 

For more information on how accidents influence insurance rates, check out this blog post.

How can I review my driving record?

Your driving record is one of many factors insurance companies look at when setting a client’s rate. You can obtain a digital copy through the Michigan secretary of state’s online reporting system after you make an account and verify your identity with them. If you’d rather receive the information in person, you can go to your local secretary of state office. Alternatively, you can complete and mail this form to make a request. Please note that there is a $12 fee for all options.

What should I do if I have lost a loved one to a car accident?

Losing a loved one to an unjust, preventable death is a great tragedy that can often be compounded by medical and funeral bills as well as loss of income. A Michigan wrongful death attorney can make sure that your family is informed of your rights and options as well as assist you in your pursuit of justice. Nothing can ever make a wrongful death right, but at the very least compensation can help ease the financial stress that often accompanies death. 

More information on your options after losing a loved one to a wrongful death can be found in this article.

What should I do if bad roads caused my accident?

Various government agencies are responsible for maintaining public roads and ensuring that they are safe. If you are injured due to the negligence of one of these agencies, the government may be liable. Cases like these are incredibly complicated for various reasons, including government immunity, but an attorney who specializes in auto accidents will be able to help determine whether or not you should file a lawsuit.

What happens if I was involved in a parking lot accident?

Parking lots can be incredibly dangerous and there are many different types of accidents, each with their own governing laws, that can occur. Whether you were hit while parked and in your vehicle, while driving in a lot, or while walking to your car, if you are injured you should seek medical attention. If you plan to pursue legal action, getting in contact with an attorney can expedite the process, minimize your worry, and maximize your compensation.

What should I do if I am hit by a drunk driver?

If you are hit by a drunk driver, you may be entitled to compensation for lost wages, property damage, medical bills, pain and suffering, and more. In Michigan, there are also unique laws governing liability for licensed alcohol vendors. It is illegal to sell alcohol to anyone under the age of 21 or who is visibly intoxicated and vendors may be liable if they illegally sold alcohol to the at-fault driver. Experienced lawyers like those at the Mike Morse Law Firm can help you navigate these types of complicated cases.

For more information about what to do after a drunk driving accident in Michigan, check out this article.

Additional Car Accident Resources

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