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Michigan Motorcycle Accident Insurance Benefits

A common question that Michigan motorcycle riders have after an accident is, “Whose insurance pays my medical bills and wage loss?” As mentioned earlier, Michigan motorcycles are treated differently than cars or trucks. If you are in an accident in Michigan with another vehicle while riding your motorcycle, and your motorcycle has the requisite PLPD insurance, then the following is the order of priority as to who would pay Michigan’s no-fault benefits:

  1. The insurer of the owner/registrant of the motor vehicle involved in the accident
  2. The insurer of the operator of the motor vehicle involved in the accident.
  3. The insurer of the of the operator of the motorcycle involved in the accident. (That is, the insurance company who insures the operators car or trucks, even though not involved in the accident)
  4. The insurer of the owner/registrant of the motorcycle involved in the accident if different from the driver/operator. (That is, the insurance company who insures the owner of the motorcycles car or truck, even if it has nothing to do with the accident)

Tricky Motorcycle Accident Insurance Situations

With Michigan motorcycle accidents, several tricky situations can come up. For example, there are often times where two different insurance companies are in equal priority. It is very important that they are both put on notice right away. Also, sometimes the Michigan motorcycle driver may not have another vehicle and is hit by a driver who flees the accident. In this situation, the injured person driving the Michigan motorcycle would go to the Michigan Assigned Claims Facility (ACF). The ACF would step in and assign a Michigan Insurance Company to handle and pay all of the No-Fault benefits for the injured person.

Get The Compensation You Deserve After A Michigan Motorcycle Accident

The motorcycle accident attorneys at the Mike Morse Law Firm are experts in helping injured people get the compensation they deserve after a Michigan motorcycle accident. The rules are much more complicated than those that pertain to a traditional accident involving two cars or a car and a truck. Most lawyers do not understand the distinction.

Questions On Michigan Motorcycle Accident Laws? We Can Help

It is very important that you speak with someone very familiar with the intricacies of Michigan’s motorcycle accident laws. Contact mike@855mikewins.com or 855-MIKE-WINS for a free consultation. As always, the advice is free and there is no fee unless you collect.

Our Clients Say It Best

“This firm’s professionalism far exceeds the normal verbal and written communications expected from a law office. They could not have done a better job with the matters concerning my case and I would highly recommend them.”

Melvin Johnson

“When the attorneys at the Mike Morse Law Firm represented me, we were not just a number, we were family. They really cared about what I was going through. I could not have asked for better people to work on my case.”

Hattie Spencer

“I think very highly of Mr. Morse’s office and would recommend them to anyone. It starts with the great feeling you get when you come to the office for the very first time and it has continued with the excellent customer service they always provided. I don’t even need to ask questions because the attorneys and paralegals are so on top of their jobs. They have always been there for me. I have a warm and friendly feeling anytime I stop in. It feels like home.”

Terrence Williams

“My experience with the Mike Morse Law Firm has been excellent. Everyone there is so professional and friendly. Whenever I have a question, I get answers right away. This is a great law firm.”

Herman Simpson

“I have had a wonderful experience working with the Mike Morse Law Firm. They did a great job getting the money I was entitled to! I really appreciated everything their legal staff did to help me.”

Jacqueline Downing

“It was a pleasure working with the paralegal that helped me with my case. I didn’t know what to do. Until I started working with the Mike Morse Law Firm, I felt lost trying to handle my claim. Mike Morse helped me get all benefits that I was entitled to.”

April Holloway

“I’ve had great service from the entire staff at the Mike Morse Law Firm. I have their phone number memorized and have recommended them to anyone I know who has been in an accident.”

Aaron McCormick

“It’s easy to describe the Mike Morse Law Firm…friendly, caring, and they get the job done.”

Starlynn Markiewicz

“28 years after my accident I received a letter from the Mike Morse Law Firm with an information brochure. I’m so glad I kept that letter because later on when AAA wrongly suspended my no-fault benefits, I immediately contacted Mike. Mr. Morse took my case and did everything he said he would do. Now, more than 28 years after my accident, AAA is paying like they should be, and it’s all because of Mr. Morse’s hard work and expertise.”

Van Johnson

“From the receptionist, Jami, to the paralegals, secretaries and attorneys everyone at the Mike Morse Law Firm. is wonderful! I would recommend Mike Morse and his team to anyone.”

Allen Markiewicz

“Attorney Mike Morse has a great team of people. I have nothing but good things to say and would refer them to anyone. I pass out their business cards every chance I get.”

Andrew Bell