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Safety on the roads should be a top priority for everyone, and while driving safely is an important factor, the safety of your vehicle matters just as much. While today’s vehicles are equipped with top of the line safety features, vehicle recalls can happen every day. In October alone, 21 different recalls were announced for U.S. motor vehicles. Make sure you stay up to date with auto recalls to ensure that your vehicle is ready to roll on the roads.
In 2024, Michigan’s lakes proved perilous for boaters and swimmers alike, underscoring the critical importance of water safety. The state ranked seventh nationally for recreational boating danger, with 20 of its 82 boating accidents resulting in fatalities—a 24% fatality rate . Alarmingly, 87% of individuals who drowned in boating incidents were not wearing life jackets,…
Trigger warning: this article contains language and video relating to swimming-related accidents that may be disturbing to some readers. You may remember the tragic incident a few years back when nearly a dozen members of a family visiting a Niles hotel were poisoned by carbon monoxide gas leaking into the building’s indoor pool enclosure. Ten…
Roundabouts, also known as rotaries or traffic circles are designed to improve traffic flow, reduce fuel consumption, and boost quality of driving for motorists. In most cases they work as intended. But they can occasionally cause surprising problems, including some traffic-snarling accidents. Let’s talk about roundabouts… their defining characteristics, their potential value, and the possible risks…
As with almost all questions in the legal world, we have to answer with our typical catchphrase: “It depends.” Before we get into the details of whether you can legally drive your UTV, ATV, or golf cart on Michigan’s backroads, let’s first define these vehicles so we’re all on the same page. The ABCs of ATVs,…
As gasoline prices continue to rise, more and more Michiganders seem to be hitting the road with economical, fuel-saving mopeds. Mopeds and other small, gas-powered scooters are indeed affordable compared to many common forms of transportation. They have relatively low sticker prices (sometimes under $2,000), and can be extremely fuel-efficient, often getting more than 100 miles…
If you’re involved in an accident, one of the first things you’ll want to do (after ensuring the safety of everyone involved) is to get local law enforcement on the scene. Calling 911 as soon as possible is essential to receive professional help from not only police officers, but also emergency medical technicians and towing…
Celebrated reggae artist Shaggy once summed up the feelings of many safe, cautious and defensive drivers when he sang these three simple words: “It wasn’t me.” And while he was singing about an entirely different kind of “accident” at the time, his song’s title certainly resonates with anyone involved in a collision that wasn’t their…
We can respond to that question with one word: Carefully. But if you’ll give us a couple of minutes, we’ll explain why in greater detail. First, we want to emphasize that while insurance adjusters are usually nice people working to help customers solve problems, recover from injuries, and get their vehicles back on the road,…
Remember when you were a kid and people would ask what you wanted to be when you grew up? You may have answered that you dreamed of becoming a dedicated doctor, a courageous firefighter, or an inspiring teacher… but we’d be willing to venture you probably never responded that you were dying to become a…
Safety on the roads should be a top priority for everyone, and while driving safely is an important factor, the safety of your vehicle matters just as much. While today’s vehicles are equipped with top of the line safety features, vehicle recalls can happen every day. In October alone, 21 different recalls were announced for U.S. motor vehicles. Make sure you stay up to date with auto recalls to ensure that your vehicle is ready to roll on the roads.
For most folks, the answer is likely to be disappointing. If you caused the accident, it’s not a matter of if your rates will rise, it’s a matter of how much they’ll rise. As you’ll see below, your insurance rate hike could be enormous. And, even if you aren’t found the at-fault party, it’s still…