Priority of Insurance Policies
Priority Of Insurance Policies After a Michigan Car Accident
Anyone who is involved in an accident in Michigan is entitled to No Fault benefits. The trick is determining the appropriate company to pay those benefits to you. Whether you are a driver, passenger or pedestrian, and even if you are NOT at fault, your Michigan No Fault benefits will be paid by your own auto insurance company. If you do not own a car, the benefits will be paid by the auto insurance of a relative you live with. If you do not live with a relative who has car insurance, the priority shifts depending on whether you were a driver, passenger, pedestrian or on a motorcycle.
It is extremely important that you make a claim for No Fault benefits with the appropriate company. Every owner of a car must buy certain basic coverages in order to get license plates. It is against the law to drive or let your car be driven without no-fault insurance. Your basic no-fault insurance does NOT pay for repairs to your car. This is a very confusing area of the law! We can help you figure out who is the responsible insurer.
Can I be Sued if I Carry No-Fault Insurance?
Michigan No-Fault laws protect insured persons from being sued as a result of an auto accident except in certain special situations. In general, you can only be sued:
- If you cause an accident in Michigan in which someone is killed, seriously injured, or permanently disfigured
- If you are involved in an accident in Michigan with a non-resident who is an occupant of a motor vehicle not registered in Michigan
- If you are involved in an accident in another state
- For up to $1,000 if you are 50% or more at fault in an accident which causes damages to another person’s car which are not covered by insurance
What can and cannot happen with motor vehicle insurance and the No-Fault provisions can become very confusing. Mike Morse Law Firm can help you navigate through your insurance provisions in order to protect your interests.
Involved In A Michigan Car Accident? We Can Help
Contact us for a free consultation and information on how to receive the maximum compensation from Michigan auto accidents or personal injury resulting from a Michigan motor vehicle accident. Mike Morse Law Firm will tell you what the insurance companies won’t.
Types Of Auto Accidents
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24901 Northwestern Hwy #700 Southfield, Michigan 48075 
855-434-2413
38600 Van Dyke Ave Suite 270 Sterling Heights, MI 48312 
586-500-0991
2211 E Jefferson Ave, STE 320 Detroit, Michigan 48207 
855-539-0098
17187 Schaefer Hwy, Detroit, Michigan 48235 
313-217-3302
3850 2nd St Suite 256, Wayne, Michigan 48184 
734-849-4244
2661 S Lapeer Rd Suite 200, Orion Twp, Michigan 48360 
248-665-8876
124 Pearl St Suite 404, Ypsilanti, Michigan 48197 
734-530-3400
G3500 Flushing Rd Suite 110, Flint, Michigan 48504 
810-645-8813