Many Michigan drivers do not understand the importance of uninsured motorist coverage. If you are hit and injured by a driver with no insurance, you must have uninsured motorist coverage in order to be compensated for pain and suffering. Uninsured motorist coverage is inexpensive and it is always better to purchase as much coverage as you can afford. If you are hit by an uninsured driver and have a very serious injury no uninsured motorist coverage, there will be no way for you to be compensated for your injuries.
With uninsured motorist coverage your own insurance company will step in in the shoes of the uninsured driver to compensate you. We often speak to accident victims who were struck by a hit and run driver and have serious injuries. If they have no uninsured motorist coverage, there is no way for them to be compensated no matter how serious their injuries are, of course, this is awful news to deliver to a person who was merely an innocent victim of a hit and run accident.
Review your policies today and make sure you have this coverage — it is worth every penny!