In order to be compensated for your pain and suffering, it must be clear that the other driver is more than 50% at fault for the accident. If you feel you were partially to blame (or even if the police thought you were partially at fault), then you may be barred from making a claim. However determining liability can be a complicated issue as many factors are involved. No matter what the police have reported, you should still contact our office to discuss your potential case. Our experienced truck accident attorneys are experts in assessing exactly how an accident occurred and how fault should be apportioned. We have hundreds of success stories where the initial reports on who caused the accident were proven wrong. It may be necessary to review police reports and state laws, investigate evidence related to the case, and identify background information. Acquiring professional legal counsel is critical in these situations, if you want to maximize your chances of a favorable outcome.
In basic terms, the Michigan no-fault law means that each party is responsible for their own injury and damage expenses.
Regardless of who is at fault, if you have no-fault auto insurance and are injured in an automobile accident, the Michigan no-fault policy means you may be eligible for unlimited medical and rehabilitation benefits, wage loss benefits for up to three years, and $20 per day for replacement services. Compensation for vehicle damage also is part of the no-fault law, and is determined by the specifics of your collision or comprehensive policy.
If you have broadform collision coverage and were at fault in a Michigan accident, damage to your vehicle will be covered, but you must first pay a deductible. (The deductible is waived for those not at fault.) Standard collision pays for the damage to the insured’s vehicle regardless of fault, but the insured must pay a deductible for every claim. If you have limited collision coverage, your insurance company will not pay for damages if you are at fault.
Under Michigan law, if you are more than 50% at fault for the accident, then you cannot pursue a lawsuit. However, you should still contact our office. Our experienced truck accident attorneys are better qualified to assess whether you still have a claim. If you have maintained residual bodily injury and property damage liability insurance, this coverage will help cover your defense expenses and damages for which you are found to be responsible.
In most cases, the Michigan no-fault law protects insured persons from being sued. However, if you are responsible for an accident that seriously injured or killed someone else, or damages to another person’s vehicle are not covered by insurance, or you are in an accident outside of Michigan, you may have a lawsuit brought against you.
When someone has been seriously hurt, impaired, or fatally injured by a Michigan semi-truck, tractor-trailer, big rig, eighteen wheeler or just a regular truck accident, call The Mike Morse Law Firm to help you through this confusing and difficult process. Contact us for your free consultation today at 855-MIKE-WINS or firstname.lastname@example.org.