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Michigan No Fault Benefits


Michigan No Fault Benefits Defined

Anyone involved in a motor vehicle accident in Michigan is entitled to certain Michigan no fault benefits, unless they were driving a car that they owned with no insurance. Pedestrians, bicyclists, and maybe even motorcyclists are entitled to Michigan no-fault benefits. These Michigan no fault benefits include payment of medical expenses, lost wages, household replacement services, attendant care and mileage reimbursement for travel related to medical care.

In order to receive No Fault Benefits you must complete a written Application for Benefits and submit it to the proper insurance company within one year of the date of the accident.  If you do not, you will not be entitled to No Fault Benefits.  Also, all written claims for No Fault Benefits must be sent to the proper insurance company within one year of the date the expense was incurred. Again, if this is not done, you will be unable to receive these benefits. This can be a very confusing area of Michigan No Fault law.  The legal professionals at The Mike Morse Law Firm can answer your questions anytime, on the phone – by calling 855-MIKE-WINS – or via email.

The law specifically excludes motorcycles from no-fault insurance coverage unless the motorcycle is involved in an accident with a vehicle, or other special situations. There are too many examples to give here, but a free legal consultation will be provided to you. Call us today at 855-MIKE-WINS or email for free answers to all of your questions.

Michigan No Fault Benefits Information

Priority Of Michigan Insurance Policies:

One rule that confuses many clients is that even if you are rear-ended or the accident is not your fault, you still must make a claim against your own insurance company. For more information on priority of Michigan insurance policies, click here.

Michigan No Fault Benefits For Medical Expenses

The Michigan No Fault Law allows a person to obtain all allowable expenses, which is defined as “all reasonable charges incurred for reasonably necessary products, services and accommodations for an injured person’s care, recovery or rehabilitation.” For more information about Michigan No Fault Medical Expense Benefits, click here.

No Fault Benefits for Lost Wages Or Earnings

Work loss benefits are payable to an injured person for three years following an accident, covering 85% of the gross lost wages. For more about Michigan No-Fault Benefits for Lost Wages Or Earnings, click here.

Michigan No Fault Replacement Services Benefits

A person may obtain up to $20.00 per day in household replacement services. Learn more about Michigan No-Fault Benefits for Replacement Services.

Michigan No Fault Benefits for Mileage Expenses

Transportation expenses incurred for the purpose of obtaining medical treatment is also a benefit that can be recovered. Learn more about Michigan No Fault Benefits for Mileage Expenses.

Michigan No Fault Death Benefits

In the event of death, no-fault benefits can be paid to surviving dependents. Learn more about Michigan No Fault Death Benefits.

We Can Help With Michigan No Fault Benefits Claims

Have more questions? Call us today at 855-MIKE-WINS or e-mail us for FREE ANSWERS to your questions.

The Mike Morse Law Firm did a great job for me. I would highly recommend them to anyone I know who has been in an accident. If you’re lost or not sure what to do, make one call to Mike Morse’s law office and they will make sure all your benefits that you’re entitled to are there for you.

K.M.North Branch, Michigan

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